Real scenarios

Estate planning isn't abstract. These are real situations.

Every scenario is based on common patterns seen by estate lawyers in Singapore and across Asia. Names are fictional. The problems are not.

HDB owner, no will

5 min

S$210,000 CPF to the wrong person · 3–6 months to access anything

The CPF nomination she never updated

When Mrs. Tan passed without a will, her CPF went to a nomination she made 25 years ago — her ex-husband. Her children received nothing from CPF.

HDB OwnersNo Will
Read

Business owner, no succession plan

6 min

8 months frozen · 3 clients lost · ~S$540,000 total impact

The company that couldn't make payroll

Raj's family couldn't access his company accounts for 8 months while waiting for the Grant of Probate. The business lost 3 key clients.

Business Owners
Read

Expat couple, no guardian named

8 min

14 months · S$80,000+ in legal fees · children in state care

The night they didn't come home

Alex and Mei never came home from dinner. Within 12 hours, their two children — 4 and 8 — were placed under Singapore state guardianship. Their families spent 14 months and S$80,000 fighting in court.

ExpatsChildren & Guardianship
Read

French expat, assets in 2 countries

9 min

14 months · S$152,000+ in costs · S$65,000 in crypto lost forever

The estate that spanned two countries — and a missing hardware wallet

Marc's family spent 14 months and over S$150,000 settling his estate across France and Singapore. They never found his cryptocurrency.

ExpatsCross-Border
Read

Malaysian, assets in SG and MY

6 min

~S$15,000 in costs · 12 months · two countries, two courts

Two countries, two courts, one grieving family

Ahmad's wife had to manage two legal systems across two countries simultaneously — in grief, with four children, and no inventory of what her husband owned.

Cross-BorderCPF & Insurance
Read

Don't let your family become a case study.

Start building your estate plan today — free, in under 10 minutes.

Get started free